Category Archives: Money and risk

Parsing policy proposals – Revenue

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Well, we are off to the races for the 2020 elections. My hope against likely reality is that the media would focus on policy proposals by the candidates rather than personality, but so far the new year is starting on the latter trend. This is the first post in a series that will look at my own process for parsing… Read more »

Posts that the internet missed – part 2

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In the prior post I brought back some of 2018’s posts from this blog that should have had more internet traction. In case you missed them, here are a few more: Government budgets are moral documents It looks like a real U.S. budget from the dysfunctional Congress will not be a Paul Ryan legacy. He should have read this post… Read more »

Posts that the internet missed – part 1

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In this prior post I reviewed a few of this year’s posts from this blog that “broke through” past my subscriber base into a larger internet audience. In this post I’ll take another look at some posts that I think should have seen a broader audience. Constantine, Putin, Trump and the co-opting of religion The complete rolling over to supporting… Read more »

A year of rolling the dice

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I started this blog in early 2018 as a place to post some pieces I had developed over several years looking at how probabilistic randomness and other mathematical realities affect everything from the way we vote to our scientific and religious understandings of the “human condition.” Some blog posts achieved more web penetration than others, and so this post is… Read more »

Penny-sucking economics – part 1

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The comic books of my youth often had a section in the back advertising the opportunity to purchase something wondrous for only one dollar plus a self-addressed, stamped envelope. While these offers were usually disappointing once received, I remember my first get-rich idea was to try to get one million people to send me a dollar. It turns out that… Read more »

When debt is not debt

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This post is a basic “explainer” reminding readers of a problem endemic in the popular press when it discusses debt of various kinds, and as we watch our government’s deficits explode after the ill-advised tax reductions of 2017. There is are fundamental economic differences between consumer debt, business debt and government debt, and yet most people do not make that… Read more »

David’s Bridal gets milked to near-death

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At the outset, I will admit that I have never gone into a David’s Bridal store, but there are commonalities in its announcement of entering Chapter 11 bankruptcy protection that closely mirror other dominant retailers recently in trouble like Sports Authority, Toys-R-Us (both now defunct) and Guitar Center (still around but struggling). Most news stories about these firms focus on the changing… Read more »

Listen to the actuaries if not the scientists

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While I still don’t understand why most Republicans continue to see science and scientists as the enemy, especially in the area of climate change, let me suggest that if you don’t want to hear what the scientists have to say, would you perhaps listen to the actuaries instead? I’ve known a number of actuaries over the years, and I have… Read more »

The “Big-box Challenge” and why Lowes is closing stores

The big-box hardware retailer Lowes has announced that it will soon close 51 “underperforming” stores. The financial comparison of Lowes with its competitor Home Depot provides an interesting look at what I call the “Big-box Challenge,” the risky financial bet that has been a boon to many chains, but at the same time has dragged others, like Borders bookstores and Sports… Read more »